Cash Benefits for Hospital Stays, Emergency Visits & More

Use the money however you choose — for bills, missed income, or daily expenses — so you can focus on healing, not falling behind.

Doctor with a warm smile holding icons of a protected family, representing health, hospital, and life insurance coverage

Even with health insurance, a hospital stay can create serious financial stress — especially if you can’t work. Most Americans will be hospitalized at least once — and many more than once. This plan pays cash directly to you, not the hospital, so you can use it for whatever matters most: medical bills, rent, groceries, lost income, or recovery time.

When This Plan Can Pay You

These plans pay cash directly to you for illness or injury when certain events occur. Depending on the plan, you may be able to customize which events trigger the payout —and in some cases, choose from preset benefit levels that fit your needs and budget.

Here are some examples of events that can trigger a cash payout:

  • Hospital stays

  • Hospital Observations

  • Intensive Care Unit (ICU) stays

  • Emergency room, urgent care, and doctor’s office visits

  • Outpatient surgery

  • Outpatient Major Diagnostic

  • Ambulance transportation (ground or air)

  • Wellness visit benefit

We’re Here to Help — Every Step of the Way

Don’t wait until something happens to wish you had this coverage.

We’ll help you choose the right plan, answer any questions, and make sure you understand how everything works.

If you ever need to file a claim, we’ll guide you through it — step by step — so you know exactly what to do and how to get your benefit.

You won’t have to figure it out alone. We’re here to support you from start to finish.

Questions before getting started? Get in touch.